Category: Means Wealth Insights

It’s that time again, a year to recap We’ll end with a poem, and call it a wrap So much in the news, some lows and some highs A lot to discuss, so we’ll give it a try.   Trump re-elected, his last term they say Or yet maybe not, if he had his way … Continued

The final quarter of the year always seems to arrive faster than expected, and 2025 is no exception. Our focus this fall is on helping clients make the most of financial opportunities by addressing them earlier, before the year-end rush. With a little planning now, you’ll have greater flexibility, more peace of mind, and extra … Continued

Tax Law Changes and Summer Tax Strategies: Financial Planning Moves to Consider Before Fall Most years, summer is a time when tax season might feel far off. However, with the signing of the One Big Beautiful Bill Act (OBBBA) on July 4th this year, the months of August and September could be ideal for making … Continued

An RMD (Required Minimum Distribution) is the minimum amount you must withdraw from certain retirement accounts each year once you reach a specific age. The IRS mandates these withdrawals to ensure that retirement funds are eventually taxed rather than left to grow tax-deferred indefinitely. The rules governing these distributions are complex and have changed significantly … Continued

Cryptocurrency continues to capture investors’ attention, offering exciting opportunities—but also significant risks. With digital assets still relatively new and regulations evolving, scammers are taking advantage of gaps in knowledge and security. In recent months, we’ve seen a rise in sophisticated cryptocurrency scams that have cost investors millions. If you’re considering investing in crypto, it’s important … Continued

A new era for Social Security brings both opportunities and challenges – here’s how to stay prepared. Social Security retirement and survivor benefits form the foundation of financial security for millions of Americans. As of November 2024, over 60 million retirees, eligible dependents, and survivors received Social Security benefits. For beneficiaries aged 65 and older, … Continued

By:  Jamie Stone, CFP®, ChFC®, Chief Planning Officer As we move forward in this important presidential election year, many of you may be wondering–or even worrying–about how political events could impact your investment portfolio and overall financial plan. It’s natural to be concerned, especially when significant elections often bring market volatility. However, it’s important to … Continued

By: Karen Oeser, CFA®, CFEI® Last week, the markets fell across the board, with the S&P 500 losing 2.1%, on fears that the economy might be headed into a recession. The manufacturing sector reported its fourth consecutive contraction, while the labor market demonstrated unexpected weakness, adding only 114,000 jobs, rather than the 176,000 jobs economists … Continued

By:  Erin Barry, CEO It is hard to believe that we are over a month and a half into 2024!  One of my personal goals for the year is to keep you, our valued clients and friends, informed about our firm’s operations, goals, and philosophies.  February marks my 5th year with the Firm, including the … Continued

It’s that time of year again, a time when we turn the calendar and welcome a new year. It’s a time when we take a few moments to reflect on all that transpired over the year that just passed, and a time where we start to think about what we’d like to accomplish in the … Continued